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Products & Services

Mortgage

We believe that when it comes to helping you get into a house, your bank should be knowledgeable, flexible and responsive. Whether you are buying, building, or refinancing we can help find the right loan to fit your needs.


Buying your home is one of the largest and most personal decisions you’ll ever make. We understand that. Let us partner with you and make your decisions a little easier.

Our lenders have both the authority to lend, and access to many potential loan programs. We'll find the right mortgage program to meet your individual needs.

  • Conventional mortgages- adjustable, fixed rate, jumbo
  • Refinancing
  • Construction loans, lot loans, construction/permanent loans
  • FHA/VA and State housing loans
  • Streamlined paperwork and fast approvals
  • Option to debit your checking or savings account to make monthly payments
  • Manage loans via online banking

Apply for a Mortgage Loan online

Download a Mortgage Application

Contact a CBT Mortgage Lender 

For questions regarding mortgage servicing or information requests, please click here.

*All mortgage loans are subject to credit approval.

NOTICE OF CUSTOMER IDENTIFICATION PROGRAM
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.