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Home Equity

Reap the rewards of your largest investment by taking advantage of the equity you've established.



Your home is not only your largest investment, it is generally your most valuable asset. Utilize the equity you have in your home with a Home Equity Loan or a Home Equity Line of Credit.

These loans1 can be used to finance major expenses such as home repairs, medical bills and educational expenses. Plus, the interest you pay may be tax deductible2.

Home Equity Loan

A Home Equity Loan from CBT allows you to use equity in your home as collateral for a loan. A Home Equity Loan is a fixed-rate loan for a pre-determined amount and is secured against the value of your home.

Home Equity Line of Credit (FirstLine Account) 

A FirstLine account differs from a conventional home equity loan in that the borrower is not advanced the entire sum up front, but uses a line of credit to borrow sums that total no more than the credit limit. A FirstLine account also utilizes the equity in your home, but tends to have a variable rate.

1 All loans subject to approval. 2 Consult your tax advisor.